“Useful before billable” is the point of my 15-minute micro-consult. You bring one objective (sell, refinance, partner, litigation) and one constraint (time, cash, or people). I frame one decision and hand back one lever with the best 30-day payback. If the math doesn’t pencil, we stop.
What you bring
• Objective: what you’re trying to achieve in the next 3–6 months.
• One constraint: which bottleneck matters most—time, cash, or people.
• Snapshot: sales, gross margin, AR days, and any debt/rates.
What you get
• One decision framed clearly, in your words.
• One lever to pull now: pricing hygiene, AR > 60, or contract durability.
• A 60-day success test you can run yourself. If the test fails, you’ve learned quickly and cheaply; if it works, you have a repeatable cadence.
Proof pattern
A short focused cadence on AR and realized price often pays back in weeks, not months. The aim is not a report; it’s a result you can feel in cash and predictability.
Why I offer this
It’s a good filter for both of us. You avoid scope you don’t need. I avoid work that can’t pay back. If we continue, we do so because the numbers say we should.
Call to action
Email sanjay@sankulinc.com with subject “15-MIN” and I’ll send two time slots today.
About Sanjay: Sanjay Kulkarni, CBV, CFA, CPA (CA-I), C.Dir, is a Toronto-based Chartered Business Valuator and Fractional CFO with 25+ years of experience helping privately owned businesses, PE/VC, and family-law matters across Canada. Email: sanjay@sankulinc.com · Sites: SankulInc.com | BusinessValueGrowth.com
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